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1. Your credit scores are much less than perfect?
College students aren’t the only people to fall victim to creditors who seek out those who are most vulnerable. Many credit card issuers extend invitations to individuals whose credit scores are much less than perfect. This is because creditors can charge outrageous interest rates and fees to those who are desperate, thus earning astronomical profits. As a matter of fact, in 2006 credit card issuers earned more than $90 billion in interest alone. Wait – it gets better; in addition to profits earned from interest, credit card companies also earned more than $50 billion from the fees they charged.

2. Annoucing the launch of two website on the subject of Credit Card Debt
I am happy to announce the launch of two new websites through the Squidoo network. They are: http://www.squidoo.com/educated-wealth/ and http://www.squidoo.com/credit-card-debt-eliminate . Your patronage and comments are welcomed. You may also refer your friends with credit card debt to these great sites.

3. Debt Consolidation And Debt Negotiation Could Destroy Your Credit And Good Name
Don’t be fooled into fake promises and downright scams of companies promising to slash your credit card debt from 50% to 80%! These "so-called" debt negotiators contact creditors for consumers attempting to work out a “payment plan” for the consumer. ...........Sounds good? It comes with a price. They will either sucker you into charging the amount they were able to get the credit card companies to "forgive" or charge you a percentage of your total debt, while others will charge you an outrageous fee. (This won't repair your credit rating either…..) ..........What they don't tell you is all the while they are "negotiating" on your "so called" behalf, and for your "Consumer Protection" your good name and credit rating continues to be trashed! Here's the other string they don't tell you. When a credit card company writes off the debt as a "charge off" your credit record will still show that the debt was not paid for SEVEN YEARS. Just like bankruptcy does.... or even longer. .............Creditors are in their rights to continue to harm your credit. Unless you legally stop the credit card companies in their tracks and ethically and morally completely eliminate your credit card debt. Yes, you can legally - no Debt Negotiators, Consolidations, Consumer Credit Counseling or Bankruptcy. ..............Let Credit Card Rest In Peace show you how to once and for all eliminate all your credit card debt - Don't delay. Move forward before they change the laws again..........That's why we formed and name our firm Credit Card Rest In Peace (RIP). Visit our website to hear the real truth about the banking industry. All is not lost. It's time to take action and reclaim your good name!

4. Skeptical, Really?
After you have read the following, I would like you to e-mail me your thoughts and concerns here or at http://quikonnex.com/channel/link.php?id=25463................................... As you know we are frequently told by one and all, that we are a "Nation of Laws", we nod and go on about our daily lives, trying to earn a living. But in our quiet moment of introspective thought,we realize we are a nation of power in the hands of "Banks, Oil Interest and Others". We, the American People don't seem to have much of a, "Life, Liberty or Happiness." Do we?............................. Please read the article By JOE LEE and THOMAS PARRISH. Lee is a federal bankruptcy judge in Kentucky and Thomas Parrish is the author of "Roosevelt and Marshall." This article originally appeared in The New York Times from Jan. 20, 2007, 8:42PM................................................ "Dazed And In Debt In The Credit Card Maze" In this Article you will find the following statement, "So the lending goes on. People classed as the "working poor," now beginning to be tapped by the credit card vendors, no doubt constitute a rich supply of coveted potential revolvers — fresh customers for the banks to draw into the credit maze, with its minimums and its unending late fees. In signing the 2005 act, President Bush declared that it would make more credit available to poor people. Unquestionably so. And 30 percent interest was just what they needed, wasn't it?"

5. Think Of Americans ....Are You thinking unhealthy, uninsured people and in debt to credit cards ?
Medical debt is not an isolated hardship that befalls only unhealthy, uninsured people. Rather, it is a common experience that contributes substantially to financial woes, problems in securing or maintaining a home prominent among them. Medical Expenses and Credit Card Debt In collaboration with Demos, The Access Project produced a report in January 2007 titled Borrowing to Stay Healthy documenting how low and middle income households are turning to credit cards to pay for medical care.The report findings are based on a national telephone survey of over 1,100 low and middle income households. Click this link for the entire article at The Access Project http://www.accessproject.org/medical.html#md_creditcard

6. Is your New Years Resolution Getting Free Of Credit Card Debt?
Finance experts say credit card providers (the banks) benefit from customers who are not fully aware of terms and conditions. Bank coffers are overflowing with interest, fees and charges from customers indifferent to the fine print. Or because the lack a magnifying lens, but really who cares about the fine print when the banks have changes the agreement as they go. The nation's credit and charge card debt of $37.3 billion in October is set to soar following the Christmas and new year splurge. It is not too late to get your finances in order, but it does require strategy, discipline, knowledge and backbone.

7. Got the Holiday Blues over Credit Card Bills?
Holiday sales for 2006 are projected to total about $435.3 billion, according to the National Retail Federation. Most of those purchases were made with credit cards. Very soon, millions of people will be sitting there, in stunned silence, looking at those credit card statements with balances much higher than expected. We have a solution for your stunned reaction!